Prepare for the Storm
Inspect your roof regularly, annually would be great, so that you can find and fix damage before it becomes a more costly leak. If you inspect the roof regularly you then can have information to compare with the condition of the roof after a severe storm – you can document when damage occurred and can establish that damage was or was not present before a particular storm.
Take photographs of the roof in its un-damaged or normal wear state. Having “before the hail storm” and “after the hail storm” photos can completely put to bed any debate about whether they are looking at storm damage on your roof.
Inspect your roof promptly after a storm: Any storm or wind alone can damage a roof, so the sooner you inspect the roof after a storm the better you can avoid leak damage inside the home, and if an insurance claim for roof damage is warranted, the better will be the data you can provide in support of your claim.
Inspect your roof gutters: before and after a storm. If the gutters were clean and after the storm they are loaded with mineral granules you have strong evidence of roof wear and damage due to storm damage.